Individual Insurance
SHARIA UNIT LINK INSURANCE
Through SMiLe Link 88 Syariah, collect the blessings for your family through life protection, both due to accident or otherwise, complimented with the investment with maximum yields.
- If the participant passes away within the valid insurance period, the appointed party will receive the insurance benefit and policy value (investment fund value).
- If the participant survives until the end of insurance contract, the policyholder will receive the policy value (investment fund value).
- Additional benefit will be provided if a rider has been taken
- Insurance coverage:
- Single contribution payment will receive a minimum insurance benefit of IDR 15,000,000/USD 1,500 or 125% of basic single contribution (whichever amount is greater).
- Regular contribution payment will receive a minimum insurance benefit of IDR 7,500,000/USD 750 or 500% annual basic contribution (whichever amount is greater).
Rider:
- SMiLe Personal Accident Syariah
- SMiLe Term Insurance Syariah
- SMiLe Total Permanent Disability Syariah
- SMiLe Critical Illness Syariah
- SMiLe Waiver Premium (WP) 5/10/55/60/65 - TPD/CI Syariah*
- SMiLe Payor Benefit (PB) 5/10/25 - TPD/CI/Death Syariah*
- SMiLe Payor Spouse 60 TPD/Death Syariah*
- SMiLe Medical Syariah
- SMiLe Hospital Protection Syariah
- SMiLe Hospital Protection Syariah (Family)
- SMiLe Hospital Protection Syariah (+) (Provider Benefit)
- SMiLe Ladies Insurance Syariah
- SMiLe Ladies Medical Syariah
- SMiLe Ladies Hospital Protection Syariah
- SMiLe Personal Accident Syariah
- SMiLe Scholarship Syariah
- Rider lainnya yang akan ditentukan kemudian