Individual Insurance

SMiLe Hospital Protection Plus

With SMiLe Hospital Protection Plus, you can enjoy the financial security for in-patient treatment and take pleasure in the easy hospital service charge payment by using only one card.

  • Using Provider card (according to the chosen package) as the payment instrument in provider (partner) hospitals.
  • Discount 10% for the premium payment of the respective additional insured.
  • Entitle to receive the sum assured for in-patient treatment coverage with the equivalent amount as chosen by the main insured.
  • In case of being hospitalized due to illness or accident, the insured will receive in-patient daily coverage as stated in the policy provisions. The maximum in-patient treatment period is 180 days for one policy year.
  • If the insured has more than one policy which also include in-patient daily coverage, a maximum of IDR 2,000,000 per day or in a currency equal to IDR 2,000,000 per day per hospitalization will be provided.